The NECA/IBEW Family Medical Care Plan (FMCP℠) is a multi-employer, defined-benefit welfare plan jointly trusted benefit plan between the National Electrical Contractors Association (NECA) and the International Brotherhood of Electrical Workers (IBEW). The Plan was established in January 2006 in a cooperative effort to provide high quality health benefits, at the lowest cost possible, for electrical workers on a cost effective basis in the best interest of both IBEW and NECA members.
FMCP℠ is available to employees of employers who contribute to the Plan pursuant to a collective bargaining agreement between the employer and the union, or as otherwise agreed to by the Board of Trustees. Over 160 IBEW Local Unions and their NECA/employer counter parts currently participate with approximately 500 employers contributing to the Plan, on behalf of over 106,100 total covered lives.
The FMCP℠ provides health, prescription, dental, vision, disability, accident, and life insurance benefits for eligible participants and their beneficiaries and covered dependents. The Plan also offers a Special Fund Account (health reimbursement account). Under the "Special Fund" Program, an employer can make contributions into a "Special Fund" Account in the individual employee's name.