Beginning on January 1, 1985, Federal law provides that in the event of divorce, your former spouse may have a right to receive some portion of your benefit directly from NEAP℠. In connection with a divorce or property settlement agreement, a court may direct that a portion of your benefit be paid to your former spouse. NEAP℠ will recognize such a court order and make direct payments to your former spouse only if there is a Qualified Domestic Relations Order (QDRO) as required by federal law.

The balance of your individual account will be paid to your surviving spouse or beneficiaries upon your death. You may name beneficiaries at any time by submitting the Designation of Beneficiary Form.

No. Only by meeting the eligibility requirements for one of the Plan's benefit types can a participant withdraw his/her account balance.

No. You must withdraw the entire balance of your individual account. NEAP℠ does not permit partial withdrawals.

Certain documentation, such as your birth certificate, your spouse’s birth certificate and your marriage certificate are needed to verify your date of birth and/or your marriage. If you are divorced, your divorce decree and/or other documents may be needed to determine if your former spouse has a right to receive some portion of your benefit.  For a list of the Required Documents, click here.